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Photo: Jussi Ratilainen

Integrity Due Diligence (IDD)

The aim of the Integrity Due Diligence (IDD) review is to ensure that Nefco works with reputable and sustainable business partners to safeguard that resources are used efficiently and that project objectives are met.
Nefco conducts IDD reviews on entities and individuals that it is considering working with. This process is like the Know Your Customer (KYC) process that commercial banks employ to screen their customers to make sure they know who their customers are.
You will therefore be screened by Nefco or a consultant engaged by Nefco, as a mandatory part of the process to receive Nefco financing. This is not because we suspect you of any wrongdoing but because Nefco must know who it will be doing business with. Your cooperation is required in this process.
You must complete the counterparty form provided by Nefco with accurate and complete information. It is important that you include all relevant information – leaving out relevant information is a breach of Nefco’s policies. You must disclose, among other things, beneficial owners, board of directors, senior management and any other relevant individuals or associated entities with the entity you are representing.
You must also disclose any integrity issues that you or your organisation have faced. Including, for example, court rulings, ongoing proceedings or investigations, and any other administrative decisions relating to wrongdoings.
Nefco will analyse the information you provide as well as conduct a manual desktop review using third-party sources, such as news databases, legal databases and company registries. Nefco only uses public, legal sources for the IDD. Nefco may follow up with questions to you.
The duty to ‘know your customer’ flows downwards to all entities handling Nefco funds and/or funds administered by Nefco. This means that sufficient checks of the entities that you will contract must be carried out. This is an integral part of a procurement process.
Throughout the lifetime of the project, Nefco must stay up to date on its counterparties. You have an obligation to keep Nefco informed of any changes to the information that you have disclosed to Nefco.
Your privacy

Personal information will be collected during the IDD process. Nefco may request, among other things, your date of birth, citizenship, information about company ownership and legal processes, etc. As a financial institution, we respect confidentiality as well as your privacy, and we will store all information securely.
Nefco’s IDD process is no more intrusive than that employed by commercial banks when they screen and monitor your transactions. Nefco applies similar principles to those applied by banks globally. When we no longer need the information, we will no longer process it and we will delete it.
Applicable policy: Nefco Global Privacy Policy